Bridging Loan
A bridging loan is a short-term finance option designed to help you secure funds quickly, often within days. It’s commonly used to bridge the gap between selling one property and buying another, buying at auction, or completing renovations. Bridging loans are secured against property and tailored for speed, flexibility, and opportunity.
Why Bridging Loan
Bridging loans are ideal when time is critical or traditional financing won’t work. Benefits include:
Quick access to funding — sometimes within 3–14 days
Flexible terms and repayment strategies
Ability to buy property before selling
Useful for auction purchases, renovations, or chain breaks
No early repayment penalties with many lenders
Who Qualifies?
To access bridging finance, lenders typically look for:
A clear and credible exit strategy (e.g. property sale or mortgage refinance)
A suitable property or asset for security
Good equity in the property
In some cases, proof of income or affordability
A decent credit history, though bad credit may be considered with the right asset
Risks
Bridging loans are a specialist form of finance with higher interest rates and fees than traditional mortgages. You must:
Have a reliable repayment plan in place
Be aware of the total cost including fees and interest
Know that delays in repayment can lead to serious consequences, including repossession
Why Us
We work quickly and carefully to secure the best bridging finance solution for your needs. Our services include:
Direct access to specialist bridging loan lenders
Fast assessments and application support
Help defining a clear and achievable exit strategy
Full guidance through fees, terms, and legal steps
Honest, transparent advice from start to finish
Start your Journey
If you need rapid access to funds for a property or project, a bridging loan might be the solution. Let us guide you through it.