Remortgaging
Remortgaging means switching your current mortgage to a new deal, either with your existing lender or a new one, without moving home. It’s a smart financial step that can help you reduce monthly payments, secure a better interest rate, or release equity from your property.
Why Remortgage?
Save Money: Secure a lower interest rate and reduce monthly payments.
Access Equity: Borrow against the value of your home for renovations or large expenses.
Consolidate Debt: Combine existing debts into one manageable mortgage payment.
Gain Flexibility: Move to a mortgage with features like overpayments or a shorter term.
Who Qualifies?
Most lenders will look at your:
Outstanding mortgage balance
Property value (LTV ratio)
Employment and income
Credit history and financial stability
Reason for remortgaging
Whether you’re near the end of a fixed deal or looking to improve your current terms, we’ll help determine your best options.
Why Us
At Zelus Mortgage and Finance, we simplify remortgaging. Our team compares competitive offers from across the market, highlights any hidden costs, and helps you switch with confidence. We’ll find the most suitable solution tailored to your unique needs and circumstances — always with your best interest at heart.
Start Your Journey
Remortgaging could save you thousands and we’re here to guide you every step of the way.