Fact Finder -

Lets Get To Know You

Before we get started, we’d love to get to know you a bit more. The form below asks for some key details about your finances and property plans so we can give you the best possible advice. It helps us understand your situation and come prepared to make your future appointments as smooth and helpful as possible. Please complete the information on the following pages as fully and accurately as possible. The information you confirm here could be used to submit your application to a mortgage lender. Don’t worry, everything you share is treated with care and kept completely confidential.

Fact Find

Title *

Full Name *

Date Of Birth *

Select Date Of Birth

Sex *

National Insurance Number *

Marital Status *

Nationality *

Current Address *

Address Line 1

Address Line 2

City

County

Postcode

Country

Time at Address

Previous Address (if less than 3 years)

Address Line 1

Address Line 2

City

County

Postcode

Country

Time at Address

Phone *

Email *

Do You have any Dependents *

If Yes How many?

Provide details for each dependant (Full Name and Date of Birth)

Are you on the electoral roll?

Employment & Income

Employment Status *

Employed
Self-employed
Retired
Other

Other

If other tell us more about your situation

Employer Name

Job Title

Time in Current Job

Start Date

Employer's Address

Address Line 1

Address Line 2

City

State / Province / Region

Zip / Postal Code

Country

Gross Annual Income *

Bonuses/Commission (if regular)

Other Income (e.g. rental, benefits)

Assets

Please provide asset value £

Current Accounts

Building Societies

National Savings

ISAs

Investments

Other Assets

Total Assets Value

Self Employed Income

For Self Employed Applicants Only. Move on to Outgoings & Financial Commitments

Business Name

Business Type

Registered Business Address

Address Line 1

Address Line 2

City

State / Province / Region

Zip / Postal Code

Country

How long have you been Self-Employed?

Shareholding

3 Years Net Profit (Self Employed Only)

Current Year (Self Employed)

Last Year (Self Employed)

Year Before Last Year (Self Employed)

Salary (Self Employed)

Dividends (Self Employed)

Accountant Details

Outgoings & Financial Commitments

Mortgage Payment *

Enter 0 if not applicable

Rent *

Enter 0 if not applicable

Credit Card Payment *

Enter 0 if not applicable

Personal Loan Payment *

Enter 0 if not applicable

Car Finance Payment *

Enter 0 if not applicable

Child Maintenance *

Enter 0 if not applicable

Student Loan Repayment *

Enter 0 if not applicable

Council Tax *

Enter 0 if not applicable

Electricity *

Enter 0 if not applicable

Gas *

Enter 0 if not applicable

Water *

Enter 0 if not applicable

TV License *

Enter 0 if not applicable

Service Charges *

Enter 0 if not applicable

Insurance/Protection *

Enter 0 if not applicable

Pension Contribution *

Enter 0 if not applicable

Maintenance *

Enter 0 if not applicable

Vehicle Maintenance *

Enter 0 if not applicable

Childcare *

Enter 0 if not applicable

TV/Broadband Packages *

Enter 0 if not applicable

Landline/Mobile Phones *

Enter 0 if not applicable

Building and Contents Insurance *

Enter 0 if not applicable

Medical Expenses *

Enter 0 if not applicable

Clothing *

Enter 0 if not applicable

Endowments *

Enter 0 if not applicable

Transport Costs *

Enter 0 if not applicable

Recreation/Holidays *

Enter 0 if not applicable

Fuel *

Enter 0 if not applicable

Groceries *

Enter 0 if not applicable

Other Regular Expenses *

Enter 0 if not applicable

Have you ever had any credit issues?

If Yes Please Provide Details

[Reason For Adverse] [Type] [Lender/ Creditor] [Amount £] [Date Registered] [Satisfied or Not Satisfied] [Date Satisfied]

Property Details (if known)

Address of the property to be mortgaged

Address Line 1

Address Line 2

City

State / Province / Region

Zip / Postal Code

Country

Property Type

Tenure

Years remaining on the lease (If Lease Hold)

New Build?

Number of Bedrooms

Number of Bathrooms

Number of Kitchens

Property more than 1 Acre?

Ex-Local Authority?

Wall Construction

Roof Construction

Parking

Approximate Year of Build

Buy to Let Only (Existing Monthly Rent)

Buy to Let Only (Expected Monthly Rent)

Will the property be let to a family member? (Buy To Let Only)

Did you inherit the property? (Buy To Let Only)

Have you or your immediate family ever/intend to occupy the property? (Buy To Let Only)

Valuation Details (If Available)

Estate Agent Details (If Known)

Address Line 1

Address Line 2

City

State / Province / Region

Zip / Postal Code

Country

Phone

Have you appointed a solicitor?

Can we arrange for someone to contact you?

Would you like us to obtain a quote without fee or obligation?

Our Network Principal firm (Dragon Network) has an appointed firm of solicitors who specialise in mortgage conveyancing and whose fees are competitive.

Have you made a Will?

Solicitors Details (If Known)

Address Line 1

Address Line 2

City

State / Province / Region

Zip / Postal Code

Country

Telephone

DX Number

Partners In Firm

Contact Name

Attitude to Risk

Do you want the certainty of the mortgage being repaid at the end of the term?

Level of Risk

Cautious (Priority is to repay your mortgage loan by the end of the term)
Balanced (Prioritise mortgage repayment but accept some risk)
Speculative (Priority to repay mortgage at some point due to assets)

Please assign each of the below options a number from 1 to 9 in terms of how important each feature is to you with 1 being most important and 9 least important

	1	2	3	4	5	6	7	8	9
To fix your mortgage costs for a certain period of time	To fix your mortgage costs for a certain period of time 1	To fix your mortgage costs for a certain period of time 2	To fix your mortgage costs for a certain period of time 3	To fix your mortgage costs for a certain period of time 4	To fix your mortgage costs for a certain period of time 5	To fix your mortgage costs for a certain period of time 6	To fix your mortgage costs for a certain period of time 7	To fix your mortgage costs for a certain period of time 8	To fix your mortgage costs for a certain period of time 9
Ability to offset savings or current account against the mortgage	Ability to offset savings or current account against the mortgage 1	Ability to offset savings or current account against the mortgage 2	Ability to offset savings or current account against the mortgage 3	Ability to offset savings or current account against the mortgage 4	Ability to offset savings or current account against the mortgage 5	Ability to offset savings or current account against the mortgage 6	Ability to offset savings or current account against the mortgage 7	Ability to offset savings or current account against the mortgage 8	Ability to offset savings or current account against the mortgage 9
Ability to add fees to the loan where possible	Ability to add fees to the loan where possible 1	Ability to add fees to the loan where possible 2	Ability to add fees to the loan where possible 3	Ability to add fees to the loan where possible 4	Ability to add fees to the loan where possible 5	Ability to add fees to the loan where possible 6	Ability to add fees to the loan where possible 7	Ability to add fees to the loan where possible 8	Ability to add fees to the loan where possible 9
Free valuation, legal fess and, cashback	Free valuation, legal fess and, cashback 1	Free valuation, legal fess and, cashback 2	Free valuation, legal fess and, cashback 3	Free valuation, legal fess and, cashback 4	Free valuation, legal fess and, cashback 5	Free valuation, legal fess and, cashback 6	Free valuation, legal fess and, cashback 7	Free valuation, legal fess and, cashback 8	Free valuation, legal fess and, cashback 9
Speed of mortgage processing	Speed of mortgage processing 1	Speed of mortgage processing 2	Speed of mortgage processing 3	Speed of mortgage processing 4	Speed of mortgage processing 5	Speed of mortgage processing 6	Speed of mortgage processing 7	Speed of mortgage processing 8	Speed of mortgage processing 9
Ability to make capital repayments with no early redemption charges	Ability to make capital repayments with no early redemption charges 1	Ability to make capital repayments with no early redemption charges 2	Ability to make capital repayments with no early redemption charges 3	Ability to make capital repayments with no early redemption charges 4	Ability to make capital repayments with no early redemption charges 5	Ability to make capital repayments with no early redemption charges 6	Ability to make capital repayments with no early redemption charges 7	Ability to make capital repayments with no early redemption charges 8	Ability to make capital repayments with no early redemption charges 9
No lender application, booking or arrangement fees	No lender application, booking or arrangement fees 1	No lender application, booking or arrangement fees 2	No lender application, booking or arrangement fees 3	No lender application, booking or arrangement fees 4	No lender application, booking or arrangement fees 5	No lender application, booking or arrangement fees 6	No lender application, booking or arrangement fees 7	No lender application, booking or arrangement fees 8	No lender application, booking or arrangement fees 9
Lowest total amount payable over a certain number of years	Lowest total amount payable over a certain number of years 1	Lowest total amount payable over a certain number of years 2	Lowest total amount payable over a certain number of years 3	Lowest total amount payable over a certain number of years 4	Lowest total amount payable over a certain number of years 5	Lowest total amount payable over a certain number of years 6	Lowest total amount payable over a certain number of years 7	Lowest total amount payable over a certain number of years 8	Lowest total amount payable over a certain number of years 9
A discount on your mortgage repayments in the early years	A discount on your mortgage repayments in the early years 1	A discount on your mortgage repayments in the early years 2	A discount on your mortgage repayments in the early years 3	A discount on your mortgage repayments in the early years 4	A discount on your mortgage repayments in the early years 5	A discount on your mortgage repayments in the early years 6	A discount on your mortgage repayments in the early years 7	A discount on your mortgage repayments in the early years 8	A discount on your mortgage repayments in the early years 9

How would you cope if your mortgages payments increased?

Credit History

Provide Details (If applicable)

Protection & Insurance Needs

If you have any of the above policies please provide details (See below for guidance)

[Plan Provider] [Who is covered] [Sum Assured £] [Monthly Premium £] [Term of Plan] [Reason For Plan]

Anticipated Retirement Age

Additional Information

Please use the space above to detail any additional information relating to sections of this form, or any information that we have not made space for that you feel we should be aware of.

Communication

Email
Telephone
Social Media
SMS/Text

Zelus Mortgage and Finance may wish to contact you periodically to let you know about products or services that may be of interest to you. By ticking the box/s above you provide your express consent for Zelus Mortgage and finance to contact you with marketing material via the relevant channel/s.

Declarations & Consents *

I/We confirm that the information provided is true and complete
I/We understand that Zelus Mortgage and Finance can only advise me/us based on the information that I/We have disclosed.
I/We give consent for credit checks and document verification as needed.
I/We provide express consent for Zelus Mortgage and Finance to contact me regarding my mortgage arrangements

Signature *

Date *

Comment

Lets Get To Know You

Fact Find

Employment & Income

Assets

Self Employed Income

3 Years Net Profit (Self Employed Only)

Outgoings & Financial Commitments

Property & Mortgage Requirements

Property Details (if known)

Attitude to Risk

Credit History

Protection & Insurance Needs