Our mortgage affordability calculator helps you estimate how much you may be able to borrow based on the key financial details you provide, such as your income, monthly expenses, existing debts, and deposit amount. By analysing these inputs, the calculator gives you a general idea of your borrowing capacity and helps you understand what kind of property might be within reach. It’s a helpful starting point for planning your home-buying journey. Please note that the results are indicative only and actual borrowing limits may vary depending on the lender’s criteria.