Buy to let
Buy-to-Let mortgages are designed for those looking to purchase property to rent out. Whether you’re a first-time landlord or growing your portfolio, this type of mortgage focuses on the property’s rental income potential rather than just your personal salary.
How It works
Unlike standard residential mortgages, Buy-to-Let loans often require a larger deposit and are assessed based on how much rent the property is expected to generate. Most lenders expect the rent to cover 125–145% of your mortgage repayments. You can choose between interest-only or repayment terms depending on your long-term goals.
Who Qualifies?
Most lenders look for the following:
A deposit of at least 20–25%
Rental income that exceeds mortgage payments by 125–145%
A clean credit record
A personal income of £25,000+ (in many cases)
Tools we offer
Check out our free calculators and free buy to let guide for more details and feel confident about your investment.
Why Us
Our mortgage advisers understand the unique demands of property investment. We provide strategic, FCA-compliant advice and help you compare lenders, maximise rental yields, and select the right mortgage type for your property plans. With us, your investment is in safe hands.
Start your Journey
Discover how a Buy-to-Let mortgage can work for you. Our expert team is here to help you find the right solution, tailored, informed, and stress-free.