Our Loan-to-Value (LTV) calculator helps you determine the ratio between the loan amount you need and the value of the property you’re looking to purchase. By entering the property value and your available deposit, the calculator quickly estimates your LTV percentage. This figure is important because it can influence the interest rates offered by lenders and your overall mortgage eligibility. A lower LTV generally means better loan terms. Please note, the result is an estimate and actual lending criteria may vary between lenders.